Disciplined investing.
Durable returns.
Built around you.
Milford Limited Investment designs and manages diversified portfolios across global equities, fixed income, private credit and real assets — pairing institutional-grade research with transparent, client-first advice.
$2.4B
Assets under advice
18,400+
Clients worldwide
27 yrs
Track record
BALANCED GROWTH PORTFOLIO
$128,450.20
Illustrative allocation only. Capital at risk — the value of investments can fall as well as rise.
Segregated custody
Assets held independently
Independently audited
Annual external review
AES-256 encryption
Bank-grade infrastructure
Dedicated advisors
Mon–Fri, 08:00–20:00
A conservative firm in an impatient industry
We were founded on a simple premise: investors are better served by process than by prediction. Every portfolio we run is built on documented research, explicit risk limits and reporting you can actually read.
Research before opinion
Our investment committee reviews macro data, valuation screens and company fundamentals every week. Positions are sized by conviction and constrained by mandate — never by headlines.
- Documented investment thesis
- Independent risk oversight
Aligned incentives
We charge a transparent management fee — no hidden spreads, no performance clauses that reward luck. Our partners invest in the same strategies we offer clients.
- Fee-only, fully disclosed
- No lock-in on core portfolios
Reporting that makes sense
Monthly statements, daily valuations and a live client portal. You always know what you own, why you own it, and what it cost — in plain language.
- Daily portfolio valuations
- Benchmark-relative performance
Choose the mandate that fits your horizon
Four core portfolios, each with a defined objective, risk budget and benchmark. Start from $5,000 — or speak to us about a bespoke mandate.
Conservative Income
LOW RISKCapital preservation first
4–6%
Target return p.a.
Short-duration government and investment-grade corporate bonds, money-market instruments and inflation-linked notes.
- Minimum $5,000
- Recommended 2+ years
- Monthly liquidity
Balanced Growth
MEDIUM RISKOur flagship multi-asset mandate
8–11%
Target return p.a.
A 60/40 core of global equities and high-quality bonds, complemented by private credit and listed real assets.
- Minimum $10,000
- Recommended 5+ years
- Weekly liquidity
Growth Focus
HIGH RISKLong-term capital appreciation
12–16%
Target return p.a.
Concentrated global equity exposure with small-cap, emerging-market and thematic technology sleeves.
- Minimum $25,000
- Recommended 7+ years
- Monthly liquidity
Private Markets
QUALIFIEDIlliquidity premium, professionally sourced
15%+
Target return p.a.
Senior private credit, infrastructure and selected buyout co-investments — vetted by our alternatives team.
- Minimum $100,000
- Recommended 5–10 years
- Quarterly windows
Target returns are objectives, not guarantees. They are shown gross of tax and net of our standard management fee, and are based on long-term asset-class assumptions. Actual results will vary and you may get back less than you invested.
Twenty-seven years of measured compounding
Markets reward patience and punish overreach. Our Balanced Growth mandate has participated in every major rally since inception while keeping maximum drawdowns materially below the global equity benchmark.
5-yr annualised (Balanced)
9.8%
Max drawdown (2020–25)
−11.2%
Sharpe ratio (5-yr)
1.34
Client retention
96.4%
Calendar-year returns
Balanced Growth Portfolio, net of fees
Four steps to a managed portfolio
Onboarding typically takes one working day once your identity verification is complete.
Create your account
Register online and complete identity verification with a passport or national ID.
Set your risk profile
A short questionnaire and optional call establish your horizon, capacity for loss and objectives.
Fund your account
Bank transfer, card or existing brokerage transfer. Client money is held in segregated accounts.
Track and review
Live valuations in your portal, monthly statements and an annual review with your advisor.
Six disciplines, one process
Global equities
Developed and emerging-market equity mandates, from index-tracking cores to concentrated quality-growth strategies.
Fixed income
Government, investment-grade and short-duration credit portfolios managed against duration and spread limits.
Private credit
Senior secured lending to mid-market borrowers, underwritten in-house with covenant protection.
Real assets
Listed infrastructure, REITs and selected direct property exposure for inflation sensitivity.
Multi-asset
Blended mandates with dynamic asset allocation and explicit drawdown controls.
Sustainable & thematic
Screened and transition-aligned portfolios for clients with defined ESG or sector preferences.
What our clients actually say
"I moved a pension pot that had been sitting in cash for years. What sold me was the reporting — I can see exactly what I own and what it cost. Two years in, and the drawdown in 2022 was nothing like what my friends experienced."
Amelia Rowe
Private client since 2022
"As a small charity we need predictable income and clean audit trails. Milford built us a bespoke fixed-income ladder and the trustees finally understand the accounts without needing a finance degree."
Daniel Keane
Trustee, charitable foundation
"I interviewed five managers. Milford was the only one that told me what they would not do. That honesty, plus a genuinely reachable advisor, is why my family has stayed for nine years."
Sofia Okonkwo
Private client since 2016
Frequently asked
What is the minimum investment?
Our core portfolios start at $5,000 for Conservative Income and $10,000 for Balanced Growth. Growth Focus has a $25,000 minimum, and Private Markets requires $100,000 plus qualified-investor status. Bespoke mandates start at $250,000.
How are my assets protected?
Client money is held in segregated accounts with independent custodians and is never used for firm operations. Our systems use AES-256 encryption, mandatory two-factor authentication and role-based access controls, and accounts are subject to annual external audit.
What fees do you charge?
A single, disclosed management fee of 0.75%–1.25% per year depending on mandate and portfolio size, charged monthly and shown on every statement. There are no entry fees, exit fees or hidden spreads on our core portfolios.
Can I withdraw at any time?
Conservative Income offers monthly liquidity, Balanced Growth weekly and Growth Focus monthly. Private Markets investments are illiquid by design, with quarterly withdrawal windows subject to notice periods. Full details are in each mandate's terms.
Do you guarantee returns?
No. No regulated investment manager can guarantee investment returns, and you should treat any firm that does with extreme caution. The target ranges shown are long-term objectives based on asset-class assumptions — your capital is at risk and you may get back less than you invested.
Let's talk about your investment objectives
Book a 30-minute, no-obligation call with a Milford advisor. We'll discuss your horizon, risk appetite and whether a managed portfolio is genuinely the right fit.